Indiana Health Insurance
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The HIP Indiana Health Coverage

There is an Indiana health coverage that is a sure HIP for low-income residents. Not hip as in trendy rather it is HIP which stands for Healthy Indiana Plan. This is an affordable and low-cost insurance coverage that is offered by the Indiana state to its residents. But just like all other insurance coverage, you need to be eligible to avail this plan.

If you are interested to avail of this insurance plan, then let’s get to know the requirements that would make you eligible for HIP at a discounted rate:

There are special cases where an individual meets all the requirements except for their income not falling under the 200% Federal Poverty Level because they may earn more than that. In such cases, they can still avail of HIP but this time they will be purchasing the plan at its full cost. On the other hand, if you are a parent who have a family of four and approximately have an annual income of $44,000 then you will still be eligible to avail of HIP at a discounted rate.

As for the fee, HIP would be basing it on the amount of your monthly income. I don’t think that you have to worry about exorbitant fees for HIP because it would only require you to pay a small monthly fee. It can amount up to 5% of your total household income but it can go lower than that depending on your monthly income and household size.

You may then be asking me who would pay for the remaining premiums in HIP? Since this plan is offered by the Indiana State to their low-income citizens, that would only mean one thing, the State will be the one to pay the remaining premiums that you cannot afford. Also, citizens under the HIP coverage may also be responsible for some fees such as co-payments in cases of emergency room visits.

If you want to get to know more about the HIP coverage, then all you have to do is call us. Now just in case you already know what this Indiana health coverage is all about and just want a quote for it – then feel free to get a quote from us.